Get paid in dollars.
Live in rhythm.
Cadence is an AI money agent for cross-border earners. The moment your dollars land, it guards them, converts at the best rate, and puts every one to work.
Monthly salary
paid to you steadily
Rent vault
goal · due the 30th
Send home
family support
USD hedge
against the naira
How every dollar moves
Guard
Every incoming payment is checked against your pattern — overpayment scams and odd-hour transfers get flagged before a naira moves.
Route
Your dollars convert at the best live rate through BMONI, and you see exactly what you saved versus a bank on each one.
Allocate
What's left plays to your plan — a steady salary, goal vaults, family support, and a hedge against the naira sliding.
Every conversion is a live BMONI sandbox call — not a mock.
Managed stablecoin wallets, created with cryptographic proof of ownership.
Anomaly detection and a natural-language agent that acts on your money.